Defining tomorrow today
Mwanga Hakika Microfinance Bank LimitedMwanga Hakika Microfinance Bank LimitedMwanga Hakika Microfinance Bank Limited
+255 747 666 511
Mwanga Hakika Microfinance Bank LimitedMwanga Hakika Microfinance Bank LimitedMwanga Hakika Microfinance Bank Limited

Personal Banking

Savings

  • Personal Saving Account (PSSAVE)
Features:
  • Individual operations
  • Opening balance: TZS. 20,000/=
  • Minimum balance: TZS. 10,000/=
  • Linked to Mobile Banking free of charge
  • No limitations of withdrawal
  • Personal Salary Account (PLSAVE)
Features:
  • Individual employees operations
  • No Opening Balance
  • Minimum balance: 5,000/-
  • Linked to Mobile Banking free of charge
  • No limitation of withdraw
  • Mtoto Account (MTSAVE)
Features:
  • Designed for children within the age group of 0-18 years
  • A/c operating access limited to Parents and Guardians only
  • Opening balance TZS. 10,000/- 
  • Minimum Balance TZS. 5,000/-
  • No Withdraw fee
  • No monthly ledger fee
  • Cash withdraw limited once after every three months or four times per annum. 
  • The customer will draw money from account once per quarter
  • Free Bank’s ID card
  • Msomi Account (MSPA)
Features:
  • For college and university students
  • Opening Balance TZS. 10,000 (Free ATM)
  • Minimum Balance TZS. 5,000/-
  • No ledger fee
  • No withdraw fee
  • Easy access to education loans
  • Premium Current Account (PRMCA)
Features:
  • For individual and sole Proprietor.
  • Operated by individual through cheque leaf
  • Minimum Balance TZS. 50,000/-
  • No limit on withdraw.
  • Linked to Mobile Banking
  • Malengo Saving Account (MSAP)
Features:
  • Opening Balance: TZS 100,00/-
  • Minimum Balance: TZS 100,000/-
  • No ledger fee
  • No ATM cards
  • Foreign Currency Saving Account
Features:
  • Withdraw fee $ 2 or euro 2
  • Monthly charges $ 2 or euro 2
  • Fixed Deposit Account
Features:
  • Fixed and depend on the contract term.
  • Voluntary deposit
  • Applicable FD rate to be guided by then prevailing 182 days T-bills rate. [anything above the prevailing 182 days T-bills will be approved by Management ALCO through FAM]
  • Options interest settlement: Upfront, Monthly, quarterly, Semi-annual and Annual.
  • Special Deposit
Features:
  • Fixed and depend on the contract
  • Compulsory deposit to secure either loans or guarantee
  • Interest rate will depend on the negotiations.